This page will provide answers to common questions regarding insurance. For your convenience, our most common customer questions are answered right here.

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What is Life Insurance?

Life insurance is a form of insurance that pays a set amount to your beneficiaries when you die, with certain conditions.

What is a beneficiary? 

A beneficiary is a person or entity that has a financial interest in you being alive.  Spouses, children, an estate, business partners or your employer are a few examples of beneficiaries

Why buy life insurance?

Every situation is unique but below are some common reasons that people buy life insurance.

  • Pay for Final Expenses like funeral costs
  • Replace Income for Dependents
  • Pay off a Mortgage, Business Debt, College and other Major Expenses
  • Create an Inheritance for Loved Ones
  • Pay Estate Taxes
  • Fund Charitable Contributions